Open a Current Account With Zenith Bank (Get Instant Approval & Start Banking Without Initial Deposit!)

Zero-Naira Account Opening: Unlock Free Banking with Zenith!

Zenith bank is not just one of the best banks in Nigeria but the best because of its high banking values.


Zenith Bank was operated by only the wealthy because to open an account would need you to use a starting balance of N20,000 and above depending on the account type.



Currently, that threshold is off the grid now because even the 'poor' and students can be able to open any Zenith bank account types with ZERO Naira (no initial balance).



Before I elaborate more on the bank account opening processes and benefits I'll quickly list the account types they operate.


Serviceable Account Types with Zenith Bank

SAVINGS ACCOUNT

There are various forms of Zenith bank savings account one can apply for and they include:


  • INDIVIDUAL SAVINGS ACCOUNT
  • EAZYSAVE CLASSIC ACCOUNT
  • EAZYSAVE PREMIUM ACCOUNT
  • ASPIRE BY ZENITH
  • ZENITH CHILDREN'S ACCOUNT (ZECA)

CURRENT ACCOUNT

There are three forms of Zenith bank current account one can apply for and they include:


  • INDIVIDUAL CURRENT ACCOUNT
  • GOLD PREMIUM ACCOUNT
  • PLATINUM PREMIUM ACCOUNT

SALARY ACCOUNT

The Zenith salary account is designed to suit the demands of salary earners with features such as salary advance and other added benefits. There are two forms of Zenith bank salary account one can apply for and they include:


  • SALARY CURRENT ACCOUNT
  • SALARY SAVINGS ACCOUNT

.DOMICILIARY ACCOUNT

  • ORDINARY DOMICILIARY ACCOUNT
  • CASH DOMICILIARY ACCOUNT

Since the scope of this post focuses on the current account I'll briefly explain what the other two forms of zenith current account mean.


  1. Gold premium account
  2. Gold premium account is a high-yield, current account product that is best suited for customers that have more inflow transactions than outflows. It is designed to provide maximum interest payments on daily account balances and minimum charges on transactions. The opening balance is N100,000


  3. Platinum premium account
  4. Platinum premium account is a high-yield, current account product that is best suited for customers that have more inflow transactions than outflows. It is designed to provide maximum interest payments on daily account balances and minimum charges on transactions. But there is an opening balance required.


  5. Individual current account

These account types are for people like us that want a current account but can't afford the high costs. This type is a 100% free opening balance.


REQUIREMENTS FOR OPENING A ZENITH BANK CURRENT ACCOUNT

These are the required documents and data needed to successfully open a zenith current account online or via branch offices.


  • Account opening form
  • Valid means of Identification such as voters card, international passport, driving license, national i.d, etc.
  • Two references (Online applicants might not be asked for)
  • Passport photograph of allowed format
  • Signature snapshot (for online applicants)
  • Utility bills such as PHCN/NEPA, Water bills, etc of not more than three months old with the same address on an application on it.

FEATURES OF A ZENITH BANK CURRENT ACCOUNT

  • Issuance of a checkbook
  • Issuance of a Debit MasterCard
  • Access to internet banking
  • Email and SMS alert options for transactions
  • EazyMoney (Mobile money) enabled transactions
  • Initial opening balance is of choice, especially when opening online.

For more or detailed information about Zenith bank current account opening, you can walk into any branch outlet offices and visit the customer care unit or talk to them online.



Now you have read: How to open a Zenith bank current account with zero naira


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